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Guarantee: Informational Downloads:

Our "Low Fee" Guarantee 
We guarantee to have the lowest Origination Fee!

Our Loan Origination Fee for HECMs is 1 1/2% of the Loan Amount
up to a maximum of $3,627.90. You'll NEVER pay more than that!
Minimum Origination Fee is $2,000 (per FHA guidelines)

It's simple. We guarantee to offer you the lowest origination fee on a reverse mortgage program that we offer. If another lender offers you a fee lower than our origination fee, we will either beat their origination fee by at least $200, or will pay you 1/4% of their origination fee upon successful closing with the other lender. You must provide us with a written copy of the Good Faith Estimate of Closing Costs, and you must give us an opportunity to beat their offer. All programs must be compared at identical interest rates. Other lender "junk fees" as substitute fees will be calculated as part of their origination fee. You must provide us with a copy of the closing documents to verify the rate and fees charged by the other lender.
 

You've got nothing to lose - Apply Today!

The NRMLA Consumer Guide to Reverse Mortgages
NRMLA's first consumer guide to help educate senior's about reverse mortgages.

Using Reverse Mortgages for Health Care: A NRMLA Guide for Consumers
This guide helps explain how reverse mortgages can be used to help pay for your health care needs and preserve your financial security.

Just the FAQs: Answers to Common Questions About Reverse Mortgages
This guide lists the most common questions asked by consumers about reverse mortgages—with the answers from the National Reverse Mortgage Lenders Association. The questions are broken into three groups: those appropriate to ask before getting a reverse mortgage; those applicable during a reverse mortgage; and those applicable at the end of a reverse mortgage.

FannieMae's Money From Home
A detailed guide to understanding reverse mortgages.

AARP's "Home Made Money"
A Consumer's Guide to Reverse Mortgages"

Considering a Reverse Mortgage?
Review these 5 steps to see if a Reverse Mortgage is right for you. 

 

Golden State Mortgage Trust, Inc.  ◦ 6809 Indiana Ave. #200 ◦ Riverside, Ca. ◦ 92506 ◦ Phone: 800/698-6731